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About the Compound Interest & Retirement Calculator

Compound interest means you earn returns on both your original money and on the returns already earned. Enter a starting balance, a monthly contribution and an expected annual return to see how savings can grow over decades. The inflation setting shows the future balance in today's purchasing power, which gives a more realistic picture for retirement planning.

How to use it

Fill in the fields above. Results update automatically as you type, so you can compare scenarios in seconds. Nothing you enter is sent to a server or stored.

Are the results accurate?

The calculators use standard published formulas, but every result is an estimate for planning and education. Your real figures depend on details that vary by person, lender, employer or provider.

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