About the Debt Consolidation & Payoff Calculator
Rolling several high-interest balances into a single lower-rate loan can reduce your total interest and simplify your finances. Enter up to three debts and a consolidation offer to compare payoff time, monthly payment and total interest, including any origination fee.
How to use it
Fill in the fields above. Results update automatically as you type, so you can compare scenarios in seconds. Nothing you enter is sent to a server or stored.
Are the results accurate?
The calculators use standard published formulas, but every result is an estimate for planning and education. Your real figures depend on details that vary by person, lender, employer or provider.